Payments platform with its own checkout

Accept Pix and card with one integration.

One API for charges, a hosted checkout that carries your name and colors, payment links, subscriptions and a webhook for every status change. Built for developers and founders selling in Brazil.

Create account Read the quickstart

Test mode never moves real money.

Test mode

Interactive checkout demo

This is the hosted checkout your payers see. Switch to card and simulate a payment.

What you can do right away

An interactive checkout to try on this page
cURL and fetch, nothing to install
Test keys and test cards

No real payment is made.

Estúdio Jacarandá

Checkout by KrokoPay

Test mode

Order summary

Visual identity course

R$497.00

TotalR$497.00

Scan the QR code to pay

Waiting for paymentExpires in 14:52

KROKOPAY-DEMO|PIX|chg_9Qs5MbT2kXn8Vd|BRL|49700|NOT-A-REAL-PIX-CODE|F597D6CD

Demo control: marks this fictional charge as paid.

Chapter 01 · Accept

One charge. Pix or card.

Create the charge once and let the payer choose how to pay. Both methods share the same statuses and the same webhook events, so your order logic is written one time.

Life of a charge

Statuses your system reads, and the event sent for each one.

CreatedPendingcharge.created

Can end as

Paidcharge.paid
Failedcharge.failed
Expiredcharge.expired
Refundedcharge.refunded

Pix: the payer scans, your system knows

QR code and copy-and-paste code on the same screen, with the expiry counting down.
When the payment is confirmed, charge.paid goes to your endpoint and the dashboard updates.
Unpaid charges expire on their own and end in charge.expired, so nothing stays open.

What the payer sees

Estúdio Jacarandá

Checkout by KrokoPay

Test mode

Order summary

Visual identity course

Lifetime access · 32 lessons

R$497.00

TotalR$497.00

Generating your Pix code…

What your system receives

Step 1 of 4

Created

Your system creates a charge through the API, a payment link or the dashboard. The payer is sent to the checkout.

Charge status: Pending
Reference: chg_9Qs5MbT2kXn8Vd

Webhook event

{
  "type": "charge.created",
  "data": { "object": {
    "id": "chg_9Qs5MbT2kXn8Vd",
    "status": "pending"
  } }
}

Times shown are demo values, not commercial terms.

Interactive demo with fictional data. No real payment is made.

Chapter 03 · Bill monthly

Subscriptions with states you can see.

Trial, active, renewed, past due, paused or canceled: each change is a status in the dashboard and an event your system receives. You decide what happens to access at every step.

Members club

Monthly plan · R$49.00/month

sub_5Hn2RtK8wPz4Bq

Current status: Active
Next charge: Dec 3, 2026

Subscription history

Trial started
Aug 20, 2026
The customer subscribed with a card. No charge during the trial.subscription.created
First charge paid
Sep 3, 2026
Trial over: R$49.00 charged and the subscription is active.charge.paid
Renewed
Oct 3, 2026
R$49.00 charged for the new period.subscription.renewed
Renewal declined
Nov 3, 2026
The card had insufficient funds. The subscription is past due.subscription.past_due
Payment recovered
Nov 5, 2026
The customer updated the card and the renewal was paid.subscription.renewed

subscription.renewed and subscription.past_due tell your product when to keep or limit access.
Pause, resume or cancel at the end of the period, from the dashboard or the API.
Monthly or yearly prices on the same product.

For developers

Read the request. Send it. Watch the webhook.

The API is a provisional contract proposal, documented in the open: cURL and fetch examples, idempotency keys and signed webhooks. Nothing here calls a real server.

Get test keys Open the docsProvisional

Create a charge

curl -X POST https://api.krokopay.app/v1/charges \  -H "Authorization: Bearer kp_test_sk_4f9a2c7e1b8d4a6f9c3e5d7b" \  -H "Idempotency-Key: order_1042" \  -H "Content-Type: application/json" \  -d '{    "amount": 49700,    "currency": "BRL",    "description": "Curso Identidade Visual do Zero",    "customer_id": "cus_8Hq2LmZr4TxN1a",    "methods": [      "pix",      "card"    ]  }'

ResponseJSON

{  "id": "chg_9Qs5MbT2kXn8Vd",  "object": "charge",  "amount": 49700,  "currency": "BRL",  "status": "pending",  "method": null,  "card": null,  "description": "Curso Identidade Visual do Zero",  "customer_id": "cus_8Hq2LmZr4TxN1a",  "product_id": "prod_3Vb7QpK9sWd2Ee",  "price_id": "price_5Kd1NcR8vYq3Hm",  "link_id": null,  "subscription_id": null,  "refunded_amount": 0,  "failure_code": null,  "created_at": "2026-11-03T18:40:00.000Z",  "paid_at": null,  "expires_at": null,  "available_at": null,  "checkout_url": "https://krokopay.app/pay/chg_9Qs5MbT2kXn8Vd"}

Press “Send test request” to simulate the customer paying and the charge.paid event arriving at your endpoint.

Provisional API contract proposal — not an operational endpoint.
Payloads abridged for this example.
Simulated in your browser. Nothing is sent over the network.

Webhook deliveries

A delivery that fails stays in the log with its HTTP status and can be sent again. Make your handler accept the same event twice.

Webhook deliveries

Endpointhttps://example.com/webhooks/krokopay

HTTP 200payout.paidpo_6Jm3XcV9qLs1NdAttempt 187 msDelivered02:00 PM
HTTP 200charge.failedchg_7Lc3PvN8yHd2WsAttempt 1111 msDelivered01:02 PM
HTTP 200subscription.renewedsub_5Hn2RtK8wPz4BqAttempt 198 msDelivered12:00 PM
HTTP 200charge.paidRetrychg_9Qs5MbT2kXn8VdAttempt 2126 msDelivered11:24 AM
HTTP 500charge.paidchg_9Qs5MbT2kXn8VdAttempt 1318 msFailed11:23 AM
HTTP 200charge.createdchg_9Qs5MbT2kXn8VdAttempt 1142 msDelivered11:21 AM

Times shown are demo values, not commercial terms.

Test keys

Test mode

These are the example keys from the docs. Your own test keys appear in the dashboard after you create an account.

Publishable key (test)

kp_test_pk_8b1d3f5a7c9e2b4d6f8a0c2e

Secret key (test)

••••••••••••••••••••••••••••Hidden value

Webhook signing secret (test)

••••••••••••••••••••••••••••Hidden value

Dashboard

Every charge in one place.

Payments from the API, from links and from subscriptions sit side by side, with customers, balance, payouts and the webhook log for your team.

Filter payments by status, method and period
Refunds and payouts with a clear history
Keys, webhooks and API logs in one tab

Explore the demo dashboard

Address: krokopay.app/dashboard

Overview

Last 14 days

Demo data

Gross

R$11,547.00

Payments

Average ticket

R$164.96

Gross volume

Gross volume per day over the last 14 days
Date	Gross volume per day over the last 14 days
Oct 21	R$618
Oct 22	R$497
Oct 23	R$874
Oct 24	R$723
Oct 25	R$308
Oct 26	R$248
Oct 27	R$966
Oct 28	R$1.1K
Oct 29	R$841
Oct 30	R$1.3K
Oct 31	R$697
Nov 1	R$456
Nov 2	R$1.4K
Nov 3	R$1.5K

Recent payments

Curso Identidade Visual do ZeroNot chosen yetR$497.00Pending
Curso Identidade Visual do ZeroVisa ending in 0002R$497.00Failed
Curso Identidade Visual do ZeroPixR$497.00Paid
Clube Jacarandá — MensalMastercard ending in 5100R$49.00Paid

Demo data

Fictional data. The preview shows gross amounts only; fees and payout terms are still to be announced.

How it works

From account to first paid charge.

Three steps, all of them in test mode first. You only move to live mode when you are ready.

Create your account
Your test keys are ready in the dashboard as soon as you sign up.
Create a charge
With one API call, a payment link or straight from the dashboard. The payer gets the hosted checkout.
Get paid and get notified
The payer pays by Pix or card, the charge turns paid and charge.paid reaches your endpoint.

Live mode activation: requirements and commercial terms are to be announced.

Create account

Solutions

Built for how you sell.

The same platform, arranged around four ways of doing business.

SaaS

Plans, trials and renewals, with events that tell your product when to grant or limit access.

E-commerce

Orders paid by Pix or card on one checkout, with the status synced to your order system.

Digital products

Courses, ebooks and communities sold by link, with delivery unlocked when the payment is confirmed.

Services

Send a client a link, get paid by Pix or card and see it in the dashboard.

Pricing

Terms are still being defined.

We won't print numbers we can't stand behind. Fees, payout terms and limits will be published here and on the pricing page before live mode opens.

See pricing Talk to us

Commercial terms

Provisional

Pix fee: To be announced
Card fee: To be announced
Payout terms: To be announced
Monthly fee: To be announced

Test mode in this demo: nothing is charged

What KrokoPay is

A payments platform with its own checkout
An API described as a provisional contract proposal
A demonstration today: every payment on this site is fictional

What KrokoPay isn't

A bank or a licensed financial institution
An acquirer
A merchant of record

Questions before you start

Straight answers, including what is still undefined.

No. KrokoPay is a payments platform with its own checkout. It is not a bank, a licensed financial institution, an acquirer or a merchant of record. How payments are processed and settled will be described in the commercial terms, which are still to be announced.

To be announced. We don't publish fees or payout terms before they are defined. The pricing page lists what is still open, and any fee you see in the demo dashboard is a demo value, not an offer.

Yes. Test mode uses test keys that start with kp_test_ and test cards that approve or decline on purpose. Nothing in test mode moves real money.

Not at the moment. The API is a provisional contract proposal, and the docs show every call with cURL and fetch, so it works from any language that can make an HTTP request.

Each delivery is signed with your webhook secret in the KrokoPay-Signature header. A failed delivery stays in the log with its HTTP status and can be sent again, so write your handler to accept the same event more than once.

Yes. The hosted checkout shows your business name and accent color, and the payer can use it in English or Portuguese. Amounts stay in reais (BRL) in both languages.

No. Payment links and the dashboard work without code. The API and webhooks are there when you want the checkout inside your own product.

Start with a test charge, not a sales call.

Create an account, copy your test keys and send your first charge. Live mode and commercial terms will be announced.

Create account Read the quickstart

No real payment is made.

Accept Pix and card with one integration.

One charge. Pix or card.

Pix: the payer scans, your system knows

A checkout with your name on it.

Hosted checkout

Payment links: charge with a URL

Subscriptions with states you can see.

Read the request. Send it. Watch the webhook.

Webhook deliveries

Test keys

Every charge in one place.

From account to first paid charge.

Create your account

Create a charge

Get paid and get notified

Built for how you sell.

SaaS

E-commerce

Digital products

Services

Terms are still being defined.

Commercial terms

What KrokoPay is

What KrokoPay isn't

Questions before you start

Start with a test charge, not a sales call.

Accept Pix and card with one integration.

Pix: the payer scans, your system knows

Hosted checkout

Payment links: charge with a URL

Webhook deliveries

Test keys

Create your account

Create a charge

Get paid and get notified

SaaS

E-commerce

Digital products

Services

Commercial terms

What KrokoPay is

What KrokoPay isn't

Questions before you start

Is KrokoPay a bank? Who holds the money?

What are the fees, and when do I receive the money?

Can I test without real money?

Is there an SDK or a package to install?

What happens if my webhook endpoint is down?

Can the checkout use my brand and my payer's language?

Do I need a developer to start?

Start with a test charge, not a sales call.